Tech Startup Accounting
That Speaks Your Stack
Stripe reconciliation, SaaS revenue recognition, R&D credits, and multi-state compliance - handled by an AI-native platform with licensed CPAs reviewing every filing. Your metrics stay clean while you ship.
A back office that understands software companies
Purpose-built for how tech startups actually earn, spend, and hire.
Stripe & payment reconciliation
Payouts, fees, refunds, and disputes are broken out automatically instead of landing as lump-sum deposits. Your revenue numbers reconcile to the penny against your payment processor.
SaaS revenue recognition
Subscriptions and annual prepays are recognized over the service period with deferred revenue tracked properly - so book revenue matches the MRR and ARR you report to investors.
R&D credits & Section 174A
Engineering payroll and development costs are tracked for both the R&D payroll tax credit (up to $500,000/year against payroll taxes) and federal R&D cost rules, prepared with CPA review.
Multi-state compliance
Remote employees create state tax obligations. We track where you have nexus, register where required, and file state returns and franchise taxes as your team spreads out.
Generic bookkeeping breaks on tech companies
The failure modes are predictable - and expensive to unwind later.
Stripe deposits are not revenue
A payout is revenue minus fees, refunds, and disputes, often across hundreds of charges. Booking deposits as revenue understates topline, hides your true payment costs, and falls apart in diligence. Vecty ingests the underlying transaction data, not just the bank line.
Cash-basis books distort SaaS metrics
Collect an annual plan up front on cash basis and one month looks amazing while the next eleven look flat. Investors see through it and it makes forecasting useless. Proper deferred revenue treatment keeps growth metrics honest and comparable.
Engineering spend has its own tax rules
The same engineer salary feeds the R&D credit computation and federal R&D cost treatment under Section 174A. Handled together they save you money; handled separately, by a bookkeeper who doesn't do tax, they usually aren't handled at all.
Remote hiring quietly creates tax exposure
Every state where you hire can add payroll registration, withholding, and income or franchise tax filings. Most startups find out from a penalty notice. A compliance calendar that watches your payroll data finds out first.
From signup to clean books in hours
Connect your stack
Stripe, Mercury, Brex, Gusto, and your banks link in one session. Existing books get migrated and cleaned up.
AI keeps everything current
Daily categorization, automatic payment reconciliation, monthly closes, and a compliance calendar tuned to your states.
CPAs sign off
Licensed CPAs review your books and sign every return - R&D credit filings included.
Tech startup accounting questions, answered
What technical founders ask us most.
Tech companies deal with issues generic bookkeepers rarely see: SaaS revenue recognition and deferred revenue, Section 174A R&D expensing rules, stock-based compensation, R&D tax credits, and multi-state tax exposure from remote teams. Getting these wrong distorts your metrics and your tax bill. Vecty is built around exactly this profile of company.
Subscription revenue is earned over the service period, not when Stripe deposits cash. Annual prepays need to sit in deferred revenue and be recognized monthly. Vecty reconciles your Stripe data automatically and keeps recognized vs. deferred revenue straight, so MRR and ARR in your books match what you report to investors.
Under current federal rules, domestic R&D and software development costs can be deducted in the year they are paid, while research done outside the US is still amortized over 15 years. It affects nearly every company that pays engineers. Vecty tracks your development costs correctly through the year so your return is right and there are no surprises.
If you employ engineers or pay for development work in the US, almost certainly. Qualified small businesses can apply up to $500,000 of federal R&D credit per year against payroll taxes - cash savings that apply even while unprofitable. Vecty computes the credit from your actual payroll and engineering spend, with CPA review.
Yes - employees in a state generally create tax nexus there, which can mean payroll registrations, state income tax filings, and franchise taxes in each state. Vecty tracks where your obligations exist as your team grows and handles the registrations and filings before they become penalty letters.
Stop managing your books. Let Vecty manage them for you.
Bookkeeping, taxes, compliance, and optimization - handled end-to-end. Talk to us and see the system in action.